Andrea Garcia

Beyond Salary: Employee Benefits for Work-Life Quality

Compensation from your job should include more than your salary and the traditional benefits such as health insurance and retirement savings. Today, companies have added “fun” perks beyond the basic practical benefits—such as office brunch on Wednesdays or bring your dog Fridays. However, there are benefits out there that go beyond your everyday at work …

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Tackle Your Student Loans: Alternatives to Refinancing—Income Repayment Plans and Loan Forgiveness

Although refinancing student loans is an attractive option due to the lower interest rates, the fact that refinancing is done through private lenders rather than the federal government makes the new loan ineligible for certain helpful federal programs. Additionally, not everyone is approved for refinancing. There are two popular options for paying off your student …

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Tackle Your Student Loans: Refinancing vs. Consolidating

Student Loans are a growing burden on monthly expenses of young adults, making it hard for recent graduates to get ahead. The stress of this particular expense is intensified by the serious consequences of defaulting on federal student debt, including negative effects on your credit and possible exclusion of future federal benefits. Fortunately, there are …

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